Now that we bailed the banks out of debt; what about the people who still owe them?

All of the bad decisions and bad management in banks and on Wall Street has been rewarded by the taxpayer taking on all of their bad ets leaving them with a clean balance sheet. In all fairness, what could possibly be done to provide equity to all the people who foot the bill? How about the Fed taking over all our personal debt too? Seriously, do you see anything coming down the road for us?